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The Importance of Full Disclosure in Insurance
What is Full Disclosure in Insurance? Full disclosure means that the policyholder must provide all relevant information to the insurer during the application process. This includes details on health, lifestyle, and finances, which affect risk assessment and premium...
Surety Bonds in India: A Superior Alternative to Bank Guarantees
In the dynamic and fast-evolving landscape of India's financial sector, businesses often require assurance mechanisms to secure their obligations in various projects, particularly in construction, infrastructure, and government contracts. Traditionally, bank...
Traps in Professional Indemnity Insurance
This article is for the benefit of all concerned, particularly customers and brokers, who deal with professional indemnity policies for construction projects. Usually, the project professional indemnity policies have a bad workmanship exclusion. This is because the...
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